1. Acceptance of Terms

By accessing and using the services provided by Lotus Beta Analytics ("the Company," "we," or "us"), you ("User," "you") agree to comply with and be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services.

2. Modification of Terms

We reserve the right to amend these Terms & Conditions at any time. Updated terms will be posted on our website with the effective date noted. Your continued use of our services after any changes constitutes your acceptance of the revised terms.

3. Services Description

Lotus Beta Analytics offers [describe the services, e.g., data analytics, business intelligence, reporting tools, etc.]. We provide these services subject to the terms of this Agreement.

4. User Accounts and Registration

• Eligibility: You must be at least 18 years of age or have the consent of your legal guardian to use our services.
• Account Responsibility: If an account is required, you agree to provide accurate and current information. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• Security: Notify us immediately of any unauthorized use of your account or security breaches.

5. Intellectual Property Rights

• Ownership: All content, software, and intellectual property included in or provided through our services remain the exclusive property of Lotus Beta Analytics or its licensors.
• License: We grant you a limited, non-exclusive, non-transferable, revocable license to use our services for your internal purposes.
• Restrictions: You may not copy, modify, distribute, reverse engineer, or otherwise exploit any part of our content or services without our prior written consent.

6. User Responsibilities

• Lawful Use: You agree to use our services only for lawful purposes and in accordance with all applicable laws and regulations.
• Prohibited Conduct:You are prohibited from interfering with or disrupting our services, or using any device, software, or routine to bypass or circumvent any security measures.

7. Payment Terms

• Fees:Payment for subscription plans or one-time services will be charged in accordance with the pricing posted on our website at the time of purchase.
• Billing:You authorize us to charge the applicable fees to the payment method provided.
• Currency and Taxes:All fees are specified in NGN & USD and do not include taxes unless explicitly stated.

8. Refunds and Cancellation

Please refer to our Refund Policy below for details regarding cancellations, refunds, and dispute resolution for payments.

9. Disclaimer of Warranties

• "As Is" Basis: Our services are provided on an "as is" and "as available" basis without any warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
• No Guarantee:While we strive to ensure reliability and accuracy, we do not guarantee that our services will be uninterrupted, error-free, or secure.

10. Limitation of Liability

To the fullest extent permitted by law, Lotus Beta Analytics shall not be liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising out of or related to your use of our services.

11. Indemnification

You agree to indemnify, defend, and hold harmless Lotus Beta Analytics, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of our services or violation of these Terms & Conditions.

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for conduct that we believe violates these Terms & Conditions or is harmful to other users or the integrity of our services.

13. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Nigeria. Any disputes arising under or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts located in Lagos, Nigeria.

14. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.